APR refers to the annual percentage rate or the dividend rate.
APY refers to the annual percentage yield.

Loan Rates

Savings Calculator | Loan Calculator

Rates as of 7/1/2010.
Rate Description	Term	Payment Description	APR	APR Type
NEW VEHICLES	48 MONTHS	MONTHLY	5.75%	Fixed
NEW VEHICLES	60 MONTHS	MONTHLY	6.25%	Fixed
USED VEHICLES	48 MONTHS	MONTHLY	6.25%	Fixed
USED VEHICLES	60 MONTHS	MONTHLY	6.75%	Fixed
OLDER USED VEHICLES	36 MONTHS	MONTHLY	6.75%	Fixed
OLDER USED VEHICLES	48 MONTHS	MONTHLY	7.25%	Fixed
PERSONAL UNSECURED	UP TO $2500.	MONTHLY	13.00%	Fixed
PERSONAL SECURED	VALUE OF COLLATERAL	MONTHLY	10.00%	Fixed
KWIK CASH	UP TO $2500.	MONTHLY	18.00%	Fixed
HOME EQUITY	DEMAND-UP TO 15 YEARS	MONTHLY	6.00%	Fixed

Members should call the credit union to verify rates.
Other loans and rates are available, contact the Credit Union for more information.

Certificates

Rates as of 7/1/2010.
Rate Description	Term	Dividend Rates	APY
SHARE CERTIFICATE	12 months	1.50%	1.51%

NOTE: Early withdrawal from certificates will be subject to a 90 day dividend penalty.
Members should call the credit union to verify rates.
Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.

Savings/Shares Rates

Rates as of 7/1/2010.
Rate Description	Term	Dividend Rates	APY
BALANCES $100. AND UP	QTRLY	0.60%	0.60%
GOLDEN SHARES/MM	RATES UP TO	1.50%	1.50%
CLUB ACCOUNTS	QTRLY	2.00%	2.02%

Members should call the credit union to verify rates.
Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.